Description: RD eligible. 0% down! Seller will pay up to $15k incentives for rate buy-down and closing, etc AND up to $5k in lender credits to qualified buyers. This floor plan features one of the most-requested designs: the primary suite closet is connected to the laundry! This 4-bed 2-bath brick home has a 3-car garage and an open feel upon entry, with full view through the back. Living area is completely open to dining and kitchen, giving you an array of arrangement options. The kitchen has a large island with seating and 2-sided storage, extra cabinets, and corner pantry. Beautiful 3cm granite countertops throughout. The large primary suite features an ensuite bath with custom tile shower, electric fireplace, and large closet that attaches to the laundry. Luxury vinyl plank flooring throughout the living areas with ceramic tile in the baths and carpet in the bedrooms. Walking distance to Creekside Park and schools**rates dependent on fluctuation, buyer qualification, loan amount, etc. (builder is buying the rate down)